Mortgage Loans Information

UK FINANCIAL SERVICES

UK Financial Services represents a dedicated nationwide team of independent financial advisors, lawyers, accountants and actuaries who are amongst the most experienced financial experts in the country. If you need a mortgage loan we will put you in touch with the person or firm that we believe is best suited to your needs. We have no permanent affiliation to any individual or organisation and we are constantly seeking to upgrade and expand our panel of lenders by using client feedback and by ensuring that we are up to date with all current financial developments.

UK Financial Services experts provide mortgage loan information and can arrange lending at highly competitive rates. We are not a loans company, a bank or a building society and we are able to consider each case on a totally individual basis. We do not believe that ‘one size fits all’ and you will receive a unique and individual service tailored to your specific borrowing needs. After consideration of all of your personal circumstances by use of a detailed ‘fact find’ we will be able to make the necessary arrangements to ensure that you get the best possible service from independent financial advisors who are in tune with your individual needs.

UK Financial Services can arrange a mortgage loan in cases where the applicant may have had some difficulty in arranging secured borrowing either due to a chequered financial history or in the case of the self employed who may not have been in business long enough to provide a substantial track record. Whilst in these cases interest rates may suffer an individually assesed risk based increase we are non the less often able to provide secured lending at reasonable rates in cases where there have been previous rejections.

UK Financial Services are able to arrange mortgages at very competitive rates with some of the largest (and some of the smallest) lenders in the country. We offer a bespoke service for whatever type of borrowing you need. The most common lending on offer includes :-

Fixed Rate

In this case the interest rate is fixed in advance over the period of the loan which provides certainty in regards to repayments.

Variable

The interest rate charged by the lender fluctuates month by month dependent on the prevailing economic climate. Installments may go up or down throughout the life of the loan.

Flexible

Means that the lender has a degree of flexibility in regards to how and when the loan is repaid without extra charges or penalties.

Repayment

This type of borrowing requires repayment of both capital and interest and at the end of the term the loan will be repaid in full.

Interest Only

In this case the lender only pays interest and the amount of the original loan remains outstanding for the life of the loan.

If you would like to take matters further just complete and send the contact form or call the 24/7 helpline. Our staff will discuss your matter on the telephone prior to recommending future action which may involve referral to an independent financial advisor, a solicitor or an accountant for advice. If after talking to us you decide not to proceed further then that is your right and you will not be charged.

24/7 HELPLINE 0845 408 4804